Terms and conditions governing use of our website and services
These Terms of Use ("Terms") govern your access to and use of the cosmic-marten website and services. By accessing our website or using our services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should not use our website or services.
cosmic-marten operates a financial management school based in Manchester, United Kingdom. We provide educational courses and workshops on various aspects of personal and family finance.
You may use our website for lawful purposes only. You agree not to:
The content provided on this website and through our courses is for general educational purposes only. It does not constitute regulated financial advice, and you should not rely on it as such.
We are not authorised or regulated by the Financial Conduct Authority (FCA) to provide financial advice. Our courses aim to enhance your understanding of financial concepts and should not be interpreted as recommendations to take or avoid any particular financial action.
Before making any significant financial decisions, we strongly recommend consulting with a qualified and appropriately regulated financial adviser who can consider your individual circumstances.
Course bookings are subject to availability. Prices displayed on the website are indicative and may be subject to change. The final price will be confirmed at the time of booking.
Payment terms and cancellation policies will be communicated at the point of booking. By completing a booking, you agree to the specific terms applicable to that course.
All content on this website, including text, graphics, logos, images, and course materials, is the property of cosmic-marten or our licensors and is protected by intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent. You may print or download content for your personal, non-commercial use only.
When you submit information through our forms or otherwise communicate with us, you grant us the right to use that information for the purposes stated in our Privacy Policy. You are responsible for ensuring that any information you provide is accurate and does not infringe the rights of others.
Our website may contain links to third-party websites. We have no control over and accept no responsibility for the content, privacy policies, or practices of any third-party sites. Accessing third-party links is at your own risk.
To the fullest extent permitted by law:
Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded by law.
You agree to indemnify and hold harmless cosmic-marten, its directors, employees, and agents from any claims, damages, losses, or expenses arising from your breach of these Terms or your use of our website and services.
We may update these Terms from time to time. The revised Terms will be posted on this page with an updated effective date. Your continued use of the website after any changes constitutes acceptance of the revised Terms.
These Terms are governed by the laws of England and Wales. Any disputes arising from these Terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.
If you have any questions about these Terms, please contact us:
cosmic-marten
45 Deansgate
Manchester, M3 2AY
United Kingdom
Email: [email protected]
Last updated: September 2026